Image: Logo for Archas.

Insurer:

Arachas Corporate Brokers Ltd

Policy Number:

PLON99/0110699

Contact:

Anthony Murphy
M: 087 3725975
E: anthonymurphy@arachas.ie

Summary of Insurance Cover for Registered Members of Canoeing Ireland

Who is covered?

All registered members and affiliated clubs of Canoeing Ireland. Clubs and members must be registered with Canoeing Ireland on the membership system at the time of an incident for cover to apply.

Types of cover:

  1. Public Liability
  2. Professional Indemnity
  3. Personal Accident

What does Public Liability Insurance cover?

Public Liability Insurance covers the association, clubs and its members for claims brought against them by members of the public or members of the association arising from accidents for which they are held legally liable while engaging in insured activities.

Also covered are the association and individual members for claims against them for damage to a third parties’ property.

Canoeing Ireland policy cover includes, but is not limited to:

  • Clubs training, events & club competitions sanctioned by Canoeing Ireland and ancillary activities to do with the promotion and development of the sport in Ireland.

Please note, club members must also be a member of Canoeing Ireland for this cover to apply

    What is the limit of indemnity?

    • Limit of indemnity €6,500,000 any one claim.

      What does Professional Indemnity Insurance cover?

      • Professional Indemnity insurance covers you for professional advice given to a third party which leads to a financial loss.

      What is the limit of indemnity?

      • Limit of indemnity €1,300,000.

        What does Personal Accident Insurance cover?

        • Personal Accident insurance is a benefit given towards members medical expenses following an accident while participating in the sport. There is also a benefit payment towards serious disabling injuries and death, for full list of benefits please contact Canoeing Ireland.

          Club Sanctioned Activities: Club Management, on completion of a local risk assessment, can deem an activity to be safe and therefore covered by insurance. This insurance cover is related only to normal club activities, one off events will need to be indemnified as normal. Any decision made by a club to authorise an activity must be defensible and based on a thorough risk assessment. Once the necessary safety precautions are taken club management are not liable for accident or injury. No activity should be sanctioned that contravenes the normal safety rules of Canoeing Ireland e.g. mandatory buoyancy aids etc.

          • Am I covered under Canoeing Irelands Travel Insurance when I travel abroad? Canoeing Irelands travel insurance only covers trips arranged by canoeing Ireland and will cover members and support staff. If a member or club arranges a trip themselves it is recommended they take out their own travel insurance.
          • I am a coach/instructor am I covered to teach as a member of Canoeing Ireland? All Coaches/Instructors teaching on behalf of Canoeing Ireland or a member club are covered for public liability and professional indemnity. Coaches/instructors that train outside of Canoeing Ireland or member clubs and use a trading name are insured for up to a Turnover of €30,000 per annum, if their turnover exceeds this amount or they trade as a Limited Company they are not covered by this insurance and will need to seek their own separate Insurance.

          • A venue our club uses to train has asked for a letter of indemnity on our public liability policy, is this ok? Yes, this is very standard, most venues will ask for this, this indemnity is a note from your insurers to the owners of the venue saying that any claims brought due to the negligence of the association/club/members while using the venues lands and/or facilities, and the venue is drawn into the claim, your insurers will act on their behalf. To obtain a letter of indemnity please fill out the indemnity form which can be found on the website and send to info@canoe.ie

          • Am I covered to coach under this policy? If you are coaching on behalf of a member club or Canoeing Ireland then you are covered, but if you are coaching as your own commercial business, you will need your own insurance. All instructors and leaders must hold the correct National Governing Bodies (NGB) qualification or have had an appropriately NGB-qualified technical advisor assess them. Where there is no relevant NGB qualification all instructors and leaders have received appropriate training and assessment for or are appropriately experienced to undertake instruction in the activities concerned.

          • When should I notify the Association and Arachas of an incident? All incidents should be notified to Canoeing Ireland and Arachas insurance as soon as possible, do not wait for a solicitor’s letter or notice of intention to take action. The quicker we can get information to insurers, the better prepared they can be.

          • Are clubs covered for fundraising activities? Yes, but activities such as fun days including Bouncy castles or any high – risk activities may be excluded. Please refer any activities to anthonymurphy@arachas.ie

          • How do I make a Personal Accident claim? Please contact Canoeing Ireland for an incident report form, this can then be completed and sent back to Canoeing Ireland to verify membership. They will then send to Arachas who will be in direct contact with next steps.
          • I need a letter of indemnity for an event we are hosting, who do I contact? With your membership you will receive a certificate of insurance with an indemnity to principal clause on it. This means that insurers will automatically indemnify any venue or local authority that needs to be indemnified on your insurance.
          • How long do I have to make a claim from time of injury? We would recommend you make contact within 31 days.
          • Is there a full policy wording available? Yes, email anthonymurphy@arachas.ie for a copy of the policy.

            How do I notify of an incident?

            Incident report forms can be found on the website, please fill out a report form and send to info@canoe.ie who will verify the membership and forward to Arachas Insurance.

            Arachas have a dedicated claims handler for Canoeing Ireland and will be in touch to advise next steps.

              Arachas Insurance

              Telephone: 01-2135000

              Email: ngbclaims@arachas.ie

              Canoeing Ireland

              Email: info@canoe.ie

              Staff contacts – Contact Us

              Incident Report Form